Mario Zamora
Feb 19, 20231 min read
Max Debt-to-Income (DTI) Ratio for a Mortgage
Debt-to-income (DTI) ratio determines what mortgage you’re eligible for. Learn more about it in this article right here! You can inquire...
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Mario Zamora
Feb 9, 20231 min read
Should You Close Credit Cards Before Applying for a Mortgage?
If you have a $0 balance card, should you close it before applying for a mortgage? That’s a good question, but before you consider...
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Mario Zamora
Jan 31, 20231 min read
How to Time Travel Back to 3% Rates on Your Next Buy
With assumable mortgages, you can snag a three percent interest rate even in 2023’s high-interest environment. These loans exist...
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Mario Zamora
Jan 26, 20231 min read
Mini-Guide To Buying A Condo
Do you want to own a house but want a smaller living space? If that’s the case, purchasing a condo unit might be better than buying a...
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Mario Zamora
Jan 19, 20231 min read
January Mortgage Market Update
Stocks and Mortgage Bonds are both higher so far this morning after some Bond friendly news out of Japan and much lower than expected...
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Mario Zamora
Jan 12, 20231 min read
Budgeting Tips: Getting Ready To Own Your First Home
Follow these tips and expert insight to help you get your budget in order and get yourself ready to buy your first home. Find it here in...
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Mario Zamora
Jan 5, 20231 min read
Pre-Approval And Your Credit
Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller...
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Mario Zamora
Dec 22, 20221 min read
Will Pre-Approval Hurt My Credit?
Homebuyers often hesitate because they think that pre-approval hurts their credit score. Will it? The truth is that it will temporarily...
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Mario Zamora
Dec 12, 20221 min read
Best Ways to Leverage Your Home Equity
If you have equity and don’t know how to take advantage of it, then you’ve come to the right place! This article right here will teach...
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Mario Zamora
Nov 18, 20221 min read
Facts About Your Mortgage Broker
If you want to choose the best home loan for your financial situation, working with an independent mortgage broker is an important step...
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Mario Zamora
Nov 10, 20221 min read
Reasons Why People Refinance Loan
In paying off your existing home loan and replacing it with a new one, you’ll work with an independent mortgage broker every step of the...
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Mario Zamora
Nov 4, 20221 min read
To Do List 30 Days After House Purchase
Congratulations on purchasing your new home! You’ve probably been overwhelmed with time-consuming tasks like packing, dealing with...
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Mario Zamora
Oct 21, 20221 min read
Rent vs Buy: What's for You?
At some point in our lives, we’re told that if you’re renting, you’re throwing your money away. That may be true at some level and so...
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Mario Zamora
Oct 14, 20221 min read
Facts to Know About Your Local Mortgage Broker
If you want to choose the best home loan for your financial situation, working with an independent mortgage broker is an important step!...
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Mario Zamora
Oct 10, 20221 min read
Mortgage Checklist is Not Complicated!
Yes! Purchasing a home is one of the most impactful life decisions you can make. If your home is perfect, but your mortgage rate isn’t,...
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Mario Zamora
Sep 23, 20221 min read
Checklist for Mortgage Refinancing!
Purchasing a home is one of the most impactful life decisions you can make. However, as circumstances change, so do available interest...
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Mario Zamora
Sep 16, 20221 min read
Why People Refinance a Home Loan
When you refinance a mortgage, you pay off your existing home loan and replace it with a new one—often with a lower monthly payment or...
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Mario Zamora
Sep 2, 20221 min read
Mortgage Refinancing Checklist
Purchasing a home is one of the most impactful life decisions you can make. However, as circumstances change, so do available interest...
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Mario Zamora
Aug 27, 20221 min read
Refinancing Your Mortgage
If you’re looking to take advantage of the low interest rates or change your home loan terms, it may be a good idea to look into...
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Mario Zamora
Aug 19, 20221 min read
Independent Mortgage Broker Qualifications
Purchasing a home and going through the home loan process can be too much if you don’t have a competitive independent mortgage broker...
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